6 Ways to Pay for Private School

6 Ways to Pay for Private School Attending a boarding school isnt cheap, we all know that. And today, many tuitions can cost a family as much as $70,000 a year (now multiply that by four years). Most private schools seem to be topping out around $45,000 to $55,000 a year, but some go well above that amount. Day school tuition typically runs about half that cost, or even less, depending on where you live. Even the primary grades cost a fortune these days. Paying for a private school education requires tremendous sacrifice for most parents. So how do you do it? How do you manage to pay for private school  tuition over the course of your childs education? Here are six ways you can manage those large tuition bills. Earn Cash Back on Tuition Payments Most schools expect payment of fees in two installments: one due in the summer, typically by July 1, and the other due in the late fall, typically by the end of November of the current academic year. Other schools may do their billing by semester or term though, so it varies. But, a little tip that not many families know is that schools will permit payment with a credit card. Simply make your tuition payment twice a year on a credit card with a rewards program, like a cash back card or one that will earn miles,  and then make your regularly scheduled monthly payments on the card. Lump Sum Discounts Schools always hate chasing down families who are late on their bills, which can have some negative results. But if you work with the school and pay your bill upfront, its often met with a discount. If youre able to pay your tuition bill in full by July 1, the school may offer you a  five to ten percent discount on the overall amount. Discount plus earning cash back with credit card payments? That sounds like a deal to me.   Tuition Payment Plans Not everyone can make lump sum payments and use a credit card to do so. For those families, there are still plenty of options. Most schools participate in tuition payment plans which are offered by outside providers, if not the school itself. The way these plans work is that you pay one-tenth of the expenses each month to the payment plan provider, which in turn pays the school on an agreed basis. It can be a real boon to your cash flow by allowing the payments to be spread equally over a number of months. The schools like the fact that they dont have to manage your billing. Its a win-win.   Financial Aid and Scholarships Almost every school offers some form of financial aid. You have to file an application for aid with the school and also file a standardized form, such as the Parents Financial Statement. The amount of aid which you can reasonably expect depends to a great extent on the size of the schools endowment, how much the school really wants to recruit your child, and how the school allots its scholarships. Several schools now offer a virtually free education if your family income is below $60,000 to $75,000 annually. So, if you need financial aid, see what the various schools on your short list can offer. Finally, be sure to ask around in your community. Many civic and religious groups provide scholarships. Loans Just like in college, loans are an option to pay for private school, though these are usually in the parents names, while college loans are often in the students names. Families have the ability to borrow against their assets to pay for private school education. There are also some specialized educational loan programs available, and your private school might offer or contract with a loan program, as well. It is always a good idea to consult your tax adviser and financial planner before making a major financial decision such as this. Company Benefits Many major corporations will pay for tuition and related educational expenses for dependent children of expatriate employees. So if you are posted to Belgium tomorrow, the main issue you will face is getting your children into the local international school. Fortunately for you, the tuition expenses will be paid for you by your company. Ask your Human Resources department for details. Edited by  Stacy Jagodowski

Changing Women status Essay Example | Topics and Well Written Essays - 1000 words

Changing Women status - Essay Example The conservatives as usual took a pro-patriarchy position which aims at chaining the women to the clutches of family and patriarchy. They also highlight the role of gender hierarchy in shaping the wider Korean culture. It is also an open argument for preserving the structures which keep the Korean women subordinate to their male counterparts. The pro-women groups have always maintained that the essence of democracy lies in gender equality. Extension of Korean democracy is by definition linked to widening of democracy to transform the existing gender relations. The Women Sub-species and the Gendered Nation The very lack of discussion on issues affecting women was one of the defining features of the Korean political system. For instance, the issue sex workers in Korea who mainly live by the surrounding areas of American military bases were never discussed by the civil society as they were seen as the â€Å"comfort women†. Choi is of the view that â€Å"what should be shocking i s that the chongsindae issue has never been debated in Korea or elsewhere† (98). The general invisibility of the women and marginalization of women’s issues in particular had been at the center of protecting patriarchy in Korea. According to Moon, the mainstream nationalist discourse in Korea presupposes that â€Å"while men are the founders of the nation with heavenly origins, righteous warriors or patriotic soldiers, and heads of households, women have sub-human origins and are the bearers of sons who will inherit the nation and defend it† (57). It means that men are consider to be the original citizens by the so-called Korean democracy and women degraded to the status of modern serfs. It has been pointed out that, especially by Choi, â€Å"long before World War II, the Japanese colonial exploitation left poor women with little choice but to perform hard labor in Japan. It was part of the way the Japanese exploited women in general to speed industrializationâ €  (99). Therefore, one could easily argue that women’s empowerment is very much a question of decolonization in general as colonialism always consider the subjugation of women as a structural need. It is also important to look at the overlapping between colonialism, neo-colonialism and capitalism in women’s oppression in Korea. Choi points out that, as argued by the socialist feminists in Korea that â€Å"patriarchy is an essential instrument of capitalism and the never ending process of capitalist accumulation is not possible without an asymmetrical male-female relationship that enables domination and exploitation of women and thus maximizes the surplus value, the profit gained by holding down production costs, particularly wages† (115). As more women are working with multinational companies, the exploitation women is being enhanced. As a primary step for achieving greater gender equality, the old family laws must be totally eradicated. In Korea, the debate on nation-building is essentially linked to the question what role women must play in both family and the society in general. This standpoint is fortunately part of both the pro-feminist and anti-women discourses. In the colonial period, the family laws were considered as inherently part of the Korean tradition.